Commercial

Liability Insurance

Offering various levels of liability insurance for all types of business, we can arrange cover that protects you against claims from your employees, customers or other third-parties. 

Liability insurance covers any awards of damage or compensation given to an employee, customer or member of the public, should they win a claim against you, and any legal costs incurred. 

Employers’ liability
This insurance covers your legal liability as an employer for injury, disease or death sustained by your staff in the course of their employment. This is a legal requirement for all businesses that employs one or more members of staff that is not a family member. 

Public Liability 
Although not a legal requirement, it is essential for any business, large or small, as it covers your legal liability to pay compensation to members of the public for death, injury or damage to their property arising in the course of your business. It also covers legal fees, costs and expenses.

Products Liability 
This covers the legal liability of your business for injury or damage that arises from defects in the design or manufacture of goods made, repaired, sold or supplied by you in the course of your business.