Liability Insurance

Offering various levels of liability insurance for all types of business, we can arrange cover that protects you against claims from your employees, customers or other third-parties.

Liability insurance covers any awards of damage or compensation given to an employee, customer or member of the public, should they win a claim against you, and any legal costs incurred.

Employers’ liability
This insurance covers your legal liability as an employer for injury, disease or death sustained by your staff in the course of their employment. This is a legal requirement for all businesses that employs one or more members of staff that is not a family member.

Public Liability
Although not a legal requirement, it is essential for any business, large or small, as it covers your legal liability to pay compensation to members of the public for death, injury or damage to their property arising in the course of your business. It also covers legal fees, costs and expenses.

Products Liability
This covers the legal liability of your business for injury or damage that arises from defects in the design or manufacture of goods made, repaired, sold or supplied by you in the course of your business.

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    Liability Claims Scenarios

    Directors & Officers Insurance


    We have been providing insurance solutions for commercial and personal clients since 1960.

    Our Network

    Membership of the Willis Towers Watson Networks gives us access to leading insurers globally.

    Dedicated Claims

    We pride ourselves on the level of personal service which extends to our dedicated claims service.

    Want to talk about Liability Insurance?

    Melville Burbage Insurance Services Ltd,
    The Old Drummers Arms, 16-18 Northcroft Lane,
    Newbury, Berkshire,
    RG14 1BU

    Company Registration No: 0640‌4074 | FCA Registration No: 474872 | Melville Burbage Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Melville Burbage Insurance Services Ltd: The Old Drummers Arms, 16-18 Northcroft Lane, Newbury, Berkshire RG14 1BU.